Q: if I start an insurance plan today, will my monthly premiums ever change?

A: no, your monthly premiums will remain the same for the duration of the plan.

Q: will my designated beneficiary have to pay tax on the insurance benefits paid out to him?

A: no, this is a tax-free benefit.

Q: when a critical illness benefit is paid, is there any restriction on how I can use the money?

A: none whatsoever. You can use the money to replace lost wages, pay bills, go on vacation to recuperate or for anything else you wish.

Q: if I wanted to invest in segregated funds, would I need to have a large sum of money to start the plan?

A: no, you can start with as low as $500.00 and continue with $50.00 a month.


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